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MSMEs not only play crucial role in providing large employment opportunities at comparatively lower capital cost than large industries but also help in industrialization of rural & backward areas, thereby, reducing regional imbalances, assuring more equitable distribution of national income and wealth. MSMEs are complementary to large industries as ancillary units and this sector contributes enormously to the socio-economic development of the country.
MSMEs faces a number of problems such as:-
a) Absence of adequate and timely banking finance.
b) Limited capital and knowledge, non-availability of suitable technology.
c) Low production capacity.
d) High cost of credit.
e) Ineffective marketing strategy.
f) Lack of skilled man power for manufacturing, services, marketing etc.
g) Lack of access to global markets.
h) Constraints on modernization of expansion.
i) Non availability of skilled labour at affordable cost
j) Follow up with various government agencies to resolve problems due to lack of man power and knowledge etc.
The schemes/ programmes undertaken by the Government and its organizations seek to facilitate/provide:
i) adequate flow of credit from financial institutions/banks;
ii) support for technology upgradation and modernization;
iii) integrated infrastructural facilities;
iv) modern testing facilities and quality certification;
v) access to modern management practices;
vi) entrepreneurship development and skill upgradation through appropriate training facilities;
vii) support for product development, design intervention and packaging;
viii) welfare of artisans and workers;
ix) assistance for better access to domestic and export markets and
x) cluster-wise measures to promote capacity-building and empowerment of the units and their collectives.JPSC Notes brings Prelims and Mains programs for JPSC Prelims and JPSC Mains Exam preparation. Various Programs initiated by JPSC Notes are as follows:-
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